Title Transfers & Private Mortgages — Across Ontario
Changing who's on title, or arranging a private mortgage? These aren't everyday transactions — and the details matter. We handle both, properly, anywhere in Ontario.
: Trusted across Ontario — clear, flat pricing and secure virtual signings, wherever your property is.
Two Common Needs, Handled Right
Not every property matter is a purchase or a sale. Two of the most common are changing title and dealing with a private mortgage — and both reward careful handling.
A relationship changes and someone needs to come off, or go on, the title. A parent gifts a property to a child. An investor lends against real estate, or a borrower needs financing a bank won't provide.
These are routine for us, but each has its own rules, its own paperwork, and real risks if done carelessly.
Pick the service that fits you below — each has its own quick intake form to get started.
Title Transfers
A title transfer changes who legally owns a property — without a traditional sale. It's how you add or remove someone from the ownership of a home.
Adding a spouse or partner to your home's title.
Removing a former partner after a separation or divorce.
Gifting or transferring property to a family member.
Estate-related transfers, or moving property into a trust or company.
Prepare and register the transfer of title.
Advise on land transfer tax — including whether an exemption applies (for example, certain transfers between spouses).
Coordinate with any lender, since a mortgage on the property may need to be addressed.
Arrange title insurance and confirm clean ownership.
Start My Title Transfer — Complete the Title Transfer Intake Form
Private Mortgages
A private mortgage is a loan secured against real estate between private parties — not a bank. We act for both private lenders and private borrowers, and we make sure the deal is documented and registered properly.
When traditional bank financing isn't available or fast enough.
For short-term or bridge financing between transactions.
For investors lending against property, or borrowers with unique circumstances.
Prepare and register your mortgage and security documents.
Confirm priority and protect your investment.
Review the terms so you understand exactly what you're signing.
Register the mortgage and arrange any required independent legal advice.
Start My Private Mortgage — Complete the Private Mortgage Intake Form
Why Ontarians Choose Willing Law
Whichever service you need, the difference with us is the same:
We answer.
Real estate moves fast. We keep you informed and respond quickly when timing matters.
Transparent, flat pricing.
. You get a clear quote up front — legal fee plus disbursements — so there are no surprises.
We catch problems early.
Title issues, lender conditions, missing details — we spot them before they cause delays.
virtual signings.
Anywhere in Ontario? Sign securely from home, without taking a day off work.
We explain everything.
No signing blind. We tell you what you're signing and why, in plain English.
All of Ontario.
From small towns to the GTA, we handle transfers and private mortgages across the province.
Our Simple 4-Step Process
Whichever service, we keep it clear and calm from start to finish.
STEP 1
Complete the Right Intake Form
Choose your service above and complete its online intake form. We'll get started right away.
STEP 2
We Review & Advise
We review your documents, search title, and explain exactly what's involved and what it will cost.
STEP 3
We Prepare & Register
We prepare the paperwork and handle the registration — the transfer or the private mortgage.
STEP 4
We Close It Out
We complete the transaction securely and make sure everything is properly recorded and settled.
Frequently Asked Questions
Straight answers to the questions we hear most about child support in Ontario. (This is general information, not legal advice for your specific situation.)
Let's Discuss Your Legal Needs
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